• You need to be a South African citizen and above 18 years of age. You also need to be employed and have a valid bank account.

  • If you are a new client we will limit you to a R500 loan for up to one month. If you've been making use of our services for a while, you will be able to borrow up to an amount of R3000.

  • We leave that decision up to you. We make payments the same day that your loan is approved. It then takes up to 24 hours for the money to reflect in your account depending on the bank you bank with.

  • We do a credit check on your name, but if you have a bad credit record, it does not necessarily mean that we will not be able to assist you. We consider a lot of other factors as well, and if we feel comfortable that you will be able to repay the loan that you made, we will definitely consider your application.

  • You will need to complete the online application form. On this form you need to give us your contact details, physical address and postal address, employer details and a breakdown of your income(s) and expenses. You obviously need to provide us with your banking details as well, as we need to pay the money into your account and load any applicable debit order(s) for your instalment(s).

  • You need to have an active bank account that is registered in your name. We will not be able to make any payments to a 3rd party bank account.

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